30 year Interest Rates 4.5%--Call today!

Missouri Wholesale Division Rate sheet

Conforming Products $100,000.00 sales price used for APR figure

30 Year Interest Rate--**4.375% .............APR--4.541%...............P&I--$474.32..........5% down payment--$5000.00

15 Year Interest Rate--**3.875% ..............APR--4.163%...............P&I--$696.77..........5% down payment--$5000.00

FHA Products

30 Year Interest Rate--**4.250%...............APR--5.173%................P&I--$485.40..........3.50% down payment--$3500

15 Year Interest Rate--**3.750%...............APR--4.936%................P&I--$717.56...........350% down payment--$3500

Sincerely,

Greg Nakata

LeaderOne Financial

7000 NW Prairie View RD STE. 160

Kansas City, MO 64151

Direct Line: (816) 984-3100

Cell Phone: (816) 728-8111

Email: gregnakata@leader1.com

gnakata@moreloans.us

Web: www.leader1financialshow.com

Historic Lows on Interest Rates!

"Mortgage rates for all but traditional 1-year ARMs hit all-time record lows this week in our survey while activity in the housing market slowed in May following the expiration of the home-buyer tax credit," said Frank Nothaft, Freddie Mac vice president and chief economist, in a news release. "Freddie Mac began collecting rates for 30-year fixed loans in April 1971, 15-year fixed mortgages in September 1991 and 5-year hybrid ARMs in January 2005." --MarketWatch

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FHA Summary Requirements

What the requirements are for obtaining an FHA loan in today's market?

Summary of FHA Requirements

FHA loans are the easiest type of real estate mortgage loan to qualify for. The FHA guidelines for loan qualification are the most flexible of all mortgage loans that require less than 5% down payment.

Following is the basic FHA loan qualification guidelines.

• Two Years of steady employment, preferably with same employer.

• Last two years Income should be the same or increasing.

• Credit report should typically have less than two thirty day lates in last two years with a minimum credit score of 620 or higher or in some cases no credit score at all.

• Bankruptcy's must be at least two years old, with perfect credit since discharge.

• Foreclosure's must be at least three years old, with perfect credit since.

• Your new mortgage payment should be approximately 30% of your gross (before taxes) income.

For More Info on FHA Loans: Click Here